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MINI Cooper S Sport 3-Door Hatch.

  • Fixed monthly payment
  • Keep your options open
  • Option to keep the car (optional final payment may be required)
  • Fixed monthly payment
  • Keep your options open
  • Option to keep the car (optional final payment may be required)


Finance example for a MINI Cooper S Sport 3-Door Hatch.

Monthly payment £285.00
Term of agreement 48 months
Annual mileage 10,000 miles
Your deposit £2,000.00
Our deposit contribution £500.00
Total deposit £2,500.00
On the road cash price * £22,675.00
Total amount of credit £20,175.00
Rate of interest (fixed) 3.9%
Option to purchase fee £0.00
Optional final payment ** £9,037.35
Total amount payable £24,935.35
APR 3.9%
Excess mileage charge 5.57 pence

Finance Explained

3.9% APR. Based on a loan amount of £20,175.00 over 48 months at an interest rate of 3.9% per annum. Your monthly payment will be £285.00.

Your deposit will be £2,000.00 and our deposit contribution will be £500.00 making a total deposit of £2,500.00 towards your car’s on the road cost of £22,675.00.

You may drive up to 10,000 miles per year, any excess mileage will incur a charge of 5.57 pence per mile if you decide to return the vehicle.

At the end of your term, if you want to buy the car outright you need to make a final repayment of £9,037.35. The total amount of all payments and any fees will be £24,935.35.

Your quote is indicative and may vary if the details of the offer alter before your application for finance.

Finance Explained

Terms & Conditions

Stephen James (Automotive) Limited trading as Stephen James Ruxley is a credit broker.

Our deposit contribution only available with MINI Select. Finance example is for a MINI Select agreement for the model shown above. Applies for vehicles ordered on the basis of the current On the road cash price between 1 October 2019 and 31 December 2019 and registered by 31 March 2020 at participating MINI Retailers (subject to availability). Retail customers only. *On the road cash price is based on manufacturer’s recommended retail price and includes 3 year MINI Retailer Warranty, MINI Emergency Service, 12 months’ road fund licence, vehicle first registration fee, delivery, number plates, VAT. **Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. MINI Select’ is a form of hire-purchase agreement provided by MINI Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. Stephen James (Automotive) Limited trading as Stephen James Ruxley, commonly introduce customers to a selected panel of lenders including MINI Financial Services. We may receive commission or other benefits for introducing you to such lenders. This introduction does not amount to independent financial advice.

For fuel economy figures, please visit www.mini.co.uk

Fuel Economy Figures
Official Fuel Economy Figures for the MINI Cooper S Sport 3-Door Hatch.: Urban - mpg (- l/100km). Extra Urban - mpg (- l/100km). Combined 39.8 mpg (39.8 l/100km). CO2 Emissions 147 G/KM g/km.