PERSONAL FINANCE OFFERS.

Our representative example aims to outline the typical costs associated with our most popular vehicle and finance package. We hope this will make comparing finance products much easier.

132 offers available SHOW ME

132 offers available

REPRESENTATIVE EXAMPLE

Change repex example

MINI Select (PCP) i

Term of agreement48 months
47 monthly payments£270.00
On the road cash price*£23,150.00
Customer deposit£2,999.61
Our deposit contribution£0.00
Total deposit£2,999.61
Total amount of credit£20,150.39
Option to purchase fee£0.00
Optional final payment^£13,220.10
Total amount payable£28,909.71
Rate of interest8.9% fixed
A.P.R.8.9%

Stephen James (Automotive) Limited, trading as Stephen James is a credit broker not a lender.

Terms and Conditions

Representative example is for a MINI Select agreement for a MINI Cooper Classic with a contract mileage of 32000 miles and excess mileage charge of 9p per mile. Applies to new vehicles ordered between 02/07/24 and 30/09/24 and registered by 31/12/24 (subject to availability) at participating MINI Centres. MINI deposit contribution only available when you take out MINI Select. Retail customers only. *On the road cash price is based on manufacturer's recommended retail price and includes 3-year MINI Retailer Warranty, MINI Emergency Service, 12-month road fund license, vehicle first registration fee, delivery, number plates and VAT. ^Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. 'MINI Select' is a form of hire purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Ltd, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. Stephen James (Automotive) Limited trading as Stephen James introduces customers to a selected panel of lenders, which includes MINI Financial Services. We receive a fixed commission for introducing you to MINI Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. We do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.

Term of agreement48 months
47 monthly payments£497.21
On the road cash price*£23,150.00
Customer deposit£2,999.61
Our deposit contribution£0.00
Total deposit£2,999.61
Total amount of credit£20,150.39
Option to purchase fee£0.00
Total amount payable£26,865.69
Rate of interest8.9% fixed
A.P.R.8.9%

Stephen James (Automotive) Limited, trading as Stephen James is a credit broker not a lender.

Terms and Conditions

Representative example is for a MINI Hire Purchase agreement for a MINI Cooper Classic. Applies to new vehicles ordered between 02/07/24 and 30/09/24 and registered by 31/12/24 (subject to availability) at participating MINI Centres. Retail customers only. *On the road cash price is based on manufacturer's recommended retail price and includes 3-year MINI Retailer Warranty, MINI Emergency Service, 12-month road fund license, vehicle first registration fee, delivery, number plates and VAT. Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. 'MINI Hire Purchase' is a form of hire purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Ltd, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. Stephen James (Automotive) Limited trading as Stephen James introduces customers to a selected panel of lenders, which includes MINI Financial Services. We receive a fixed commission for introducing you to MINI Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. We do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.